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18 Apr, 2023

Understanding Mortgage Rates Financial Education | In our new video, we help break down and bring understanding to how Mortgage Rates are determined. Purchase Refinance Learn More How are Rates Determined? Ever wonder how mortgage rates are determined? Here is a quick overview of what drives those numbers. From securitization to the 10 year treasury, this quick dive just may answer some of your questions! Let’s break it down!

20 Feb, 2023

Congratulations to the 2022Pinnacle Award Winners Pinnacle Awards | “Find a group of people who challenge and inspire you, spend a lot of time with them, and it will change your life.” – Amy Poehler Purchase Refinance Learn More Amazing things can be accomplished! When you work with great people, amazing things can be accomplished. The trust, experience and commitment to excellence that our team has demonstrated all year long have resulted in Americans across the country actualizing their dreams […]

30 Jan, 2023

Preparing for Tax Season with Mortgages Tax Season | PURCHASE With spring only a few months away comes the return of a very different kind of season: tax season! Purchase Refinance Learn More Preparing for Tax Season With Mortgages With spring only a few months away comes the return of a very different kind of season: tax season. For many, this is a simple time to log into a tax-processing software to review your earnings from the past year. For […]

4 Jan, 2023

Homebuying: Your New Year Resolution Home Buying | The beginning of the new year is an exciting time; equal parts reflection and retrospection, as well as a time for planning and goal-setting. There’s one goal that should be at the top of everyone’s list – preparing to buy a home! Purchase Refinance Learn More Make Buying a Home Your New Year Resolution It’s that time of year again; a brand new start to a brand new year, full of unlimited […]

20 Oct, 2022

FHA Loans: What You Need to Know Loan Types | If you’re curious about FHA home loans but don’t have the time to decipher the FHA handbook, you’re in the right place. In this guide, we’ll cover the benefits of FHA loans, the qualifying standards, how to get one, and how to apply. Purchase Refinance Learn More What Is an FHA Loan? An FHA loan is a type of mortgage that’s insured by the Federal Housing Administration (FHA). It’s a […]

20 Oct, 2022

30-Year Mortgage Fixed-Rate Loans Loan Types | In a real estate market full of ups and downs, there is plenty of comfort to be found in stability. Get that stability for decades to come by choosing a 30-year fixed-rate mortgage loan. Purchase Refinance Learn More Why Choose a 30-Year, Fixed-Rate Mortgage Loan? Unlike an adjustable-rate mortgage, where a mortgage’s annual percentage rate changes with the real estate market, a fixed-rate loan’s interest rate remains stable for the entire home loan […]

20 Oct, 2022

Understanding 15 Year Mortgage Rates Loan Types | Congratulations! You’re considering the purchase of a home, piece of real estate, or property, and now you’re wondering how to get started. Let’s take a moment to appreciate that you’ve reached this stage of your journey through life, and it’s a stage that should be celebrated and recognized. You have no doubt already done a little internet research. Like most homebuyers, you probably have a few questions. What does a typical interest […]

20 Oct, 2022

Understanding Debt Consolidation Loans Loan Types | Debt is an interesting word. For most, debt can create a varying degree of stress; monthly payments, auto loans, student loans, personal loans (including unsecured personal loans), credit card debt, medical bills, loan payments…these are all types of debt that add up to the monthly equation of money coming in and money going out of your bank account. And those are just a few examples! The good news is that, if you are […]

20 Oct, 2022

Adjustable Rates Loans Loan Types | The home buying process can be daunting to navigate, especially for first-time buyers or single families. As you work towards eventual homeownership, you will need to determine which type of loan will be best for you and your family. In this article, we will discuss Adjustable-Rate Mortgage loans (or ARM loans for short), what kind of homebuyers they are best for, common FAQs, and what other things you’ll need to evaluate if you are […]

20 Oct, 2022

Jumbo Loans: What You Need To Know Loan Types | Congratulations homebuyer, you’re looking for a home loan! One of the most important steps in the home buying process is determining what type of mortgage loan you need to become a homeowner successfully. There are conventional loans, adjustable-rate loans, FHA loans, and even jumbo loans or non-conforming loans. Picture this: you find your dream house. But, in order to follow through with your home purchase, you need a larger loan. […]

20 Oct, 2022

Conventional Loans Loan Types | In the process of becoming a homeowner? Then you already know the value—both figuratively and literally—of a good loan. But with so many different kinds of loans to choose from, it can be hard to decide which one is best for your financial situation. By far the most popular type of residential loan in the United States is the conventional loan. Here is how this loan could help you realize your dream of owning a […]

20 Oct, 2022

Line of Credit Loans: What Decision is Best for your Finances? Loan Types | When it comes to personal financial decisions, the solution is never one-size-fits-all. For example, there are multiple types of loans that a borrower could use for many different reasons. There are student loans, automobile loans, debt consolidation loans, and of course, mortgage loans. When it comes to home loan options, there are also multiple potential avenues for a homebuyer or homeowner to explore, including conforming loans, […]

20 Oct, 2022

Interest-Only Mortgages: What You Need To Know Loan Types | If you’re a potential homebuyer, this is an exciting time in your life! Between navigating the pros and cons of potential homeownership, and learning all you can about home loans and what to expect, costs can add up quickly before you even realize it. Enter: interest-only mortgage payments. Simply put, an interest-only mortgage payment is when the borrower only pays interest on their monthly payments for the first several years […]

20 Oct, 2022

Understanding Debt Consolidation Loans Loan Types | Debt is an interesting word. For most, debt can create a varying degree of stress; monthly payments, auto loans, student loans, personal loans (including unsecured personal loans), credit card debt, medical bills, loan payments…these are all types of debt that add up to the monthly equation of money coming in and money going out of your bank account. And those are just a few examples! The good news is that, if you are in debt, you’re not alone. By some estimates, almost 4 out […]

20 Oct, 2022

What is a Reverse Mortgage? Learn more about a reverse mortgage by watching the video below, then contact our team to discuss how a reverse mortgage can work for you! https://delmarmortgage.com/wp-content/uploads/2022/11/Reverse-Mortgage-Animation-110422.mp4 If you are a homeowner, at least 62-years of age and looking to free up monthly cash flow, a reverse mortgage may be the perfect option for you. Leverage your home equity and be paid to stay in the home you love, use those funds to purchase a new […]

18 Oct, 2022

How to Start the Mortgage Process Resource & Guides | Congratulations! If you are reading this, it means you are serious about taking the next steps in the home buying process, which is a major milestone for anyone to reach. At this point, many borrowers find themselves asking many similar questions: “How do I start the mortgage process? Do I have to have pre-approval? Is there a specific down payment I need to have?” Not to worry. While many of […]

18 Oct, 2022

Mortgage Guides: Find the Right Home Loan For Your Needs Loan Types | No two homebuyers are the same. Whether you’re buying your first house or you’ve been around the block, we’ll help you decide which type of loan meets your needs. Click on any of these loan types to learn more. Just as no two homebuyers are the same, no two financial situations are the same. Every single family is different, and every real estate purchase or sale comes […]

18 Oct, 2022

First Time Buying a Home Guide Loan Types | Buying your first home is a big accomplishment, but it can feel overwhelming too. That’s why planning ahead is so important to avoid any surprises. Let’s break down all the steps along the way so you can navigate your home buying process with confidence. Purchase Refinance Learn More Narrow Down Your Home Search Finding the ideal location for your new home can take a lot of time, so it’s best to […]

18 Oct, 2022

FHA Loans vs. Conventional Loans: Which Is Right For You? Loan Types | If you’re house hunting, you’ve probably come across two popular types of home loan options:FHA loansConventional loans The biggest difference between these two options is that FHA loans are insured by the Federal Housing Administration, whereas conventional loans are insured by private lenders. FHA loans are generally more lenient when it comes to your financial qualifications. For that reason, some people assume FHA loans are always best […]

18 Oct, 2022

15 vs. 30-Year Mortgage: Which Is Right For You? Loan Types | Whether you’re a first-time homebuyer or a seasoned househunter, choosing the best mortgage option is important to set you up for success. Home loans come in many shapes and sizes, but two of the most common ones are 15-year mortgages and 30-year mortgages. Both of these types of mortgages have their advantages and disadvantages, depending on your unique needs and financial goals. Read on to see how these […]

18 Oct, 2022 Top view of workplace meeting

Mortgage Pre-Approval Learning Center | Whether you’re a first-time homebuyer or a seasoned househunter, choosing the best mortgage option is important to set you up for success. Home loans come in many shapes and sizes, but two of the most common ones are 15-year mortgages and 30-year mortgages. Both of these types of mortgages have their advantages and disadvantages, depending on your unique needs and financial goals. Read on to see how these loans differ and which one is right […]

18 Oct, 2022

VA Loans 101: How They Work, Who’s Eligible, Advantages and More Loan Types | If you’re a military service member, qualifying spouse, or veteran, VA loans are a huge benefit worth exploring if you’re considering buying a house. This special type of home loan can help you secure an affordable mortgage with a competitive interest rate and (usually) no down payment—even if your credit score isn’t stellar. VA loans are an ideal resource for many military members, but they do have […]

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