Delmar Mortgage


$3,000 in downpayment assistance

First-time homebuyers can receive $3,000 in down payment/closing cost assistance based on Area Median Income and other eligibility criteria through the Freddie Mac BorrowSmart AccessSM program offered by Delmar Mortgage.

Since our doors first opened on Delmar Blvd in 1966, Delmar Mortgage has remained committed to building better communities through empowered home ownership. Freddie Mac BorrowSmart Access aims to bridge the housing gap between historically underserved communities and opportunities for financial health and generational wealth.

Find your local Loan Officer to get started on your application today.

Program Requirements

  • 620 credit score.
  • 3% down (can be covered in whole or in part by the credit.)
  • Must meet area income requirements. At least one borrower must be a first-time buyer.
  • Homebuyer counseling required through Freddie Mac BorrowSmart Access
  • 1 or 2-unit primary residence and owner-occupied.
  • Must reside within one of the eligible metropolitan markets:


Start by reaching out to your local Loan Officer. After a brief consultation they will be able to provide you with your eligibility status.

No, the downpayment assistance received is not a loan, and therefore no repayment is required.

scroll to top button
Skip to content