Delmar Mortgage

28 Jul, 2026 Homebuyer reviewing mortgage financing options and monthly payment scenarios with a loan officer

3 Financing Approaches Buyers May Want to Consider in Today’s Market Purchase Refinance Share to Social Many homebuyers start their mortgage search with a simple goal: find the lowest interest rate possible. While rates are important, they’re only one part of a much larger financial picture. Today’s buyers have a variety of financing options available, and the right choice often depends on personal goals, available savings, monthly payment preferences, and long-term plans. That’s why understanding different financing approaches can be

23 Jul, 2026 Homebuyer reviewing closing costs and seller concessions with mortgage advisor

Seller Concessions Explained: How Sellers Could Help Reduce Closing Costs in 2026 Purchase Refinance Share to Social Many homebuyers enter the market focused on one question: “What interest rate can I get?” While financing is an important part of every home purchase, there’s another factor that can significantly impact affordability—one that often receives far less attention. In many transactions, sellers may help reduce certain upfront costs associated with buying a home through concessions, credits, or negotiated closing cost assistance. As

13 Mar, 2026

Delmar in the News Purchase Refinance Share to Social A new year is the perfect time to reassess your homeownership goals. Whether buying  a home in 2026 feels right around the corner or still a year or two away, creating a  realistic plan now can make the process smoother, less stressful, and more achievable. TL;DR: How to Plan for Homeownership in 2026 To prepare for buying a home in 2026, start by setting up a realistic budget that includes  all

5 Jul, 2024

Smart Refinance Solutions to Simplify Your Life Loan Types | If you are in debt, you’re not alone. By some estimates, almost 4 out of 5 Americans owe some kind of debt, and the total amount of debt (including unsecured debt) in this country is in excess of $14 trillion. This means that close to 80% of the people you see out and about throughout your day carry some kind of debt that they’re working to pay off. The good

23 Aug, 2023

FastTrackThe Mortgage Process Financial Education | Delmar Mortgage’s FastTrack program can give you the advantage you need to come in first. Purchase Refinance Learn More How do you stand out? It’s no secret that the housing market today can be challenging. But that doesn’t mean you should get discouraged! Before attempting to buy a home first consider how you can stay competitive in the housing market – by making your offer stand out. FastTrack your loan! How does the FastTrack

27 Jul, 2023

What areTrigger Leads? Financial Education | Have you started the process to obtain a home loan and begun to receive calls and emails from outside lenders? Chances are you have become a trigger lead! Purchase Refinance Learn More What is a trigger lead?  When you apply for any type of loan, lenders run your credit report, known as a hard credit inquiry. Once this happens, the major credit bureaus are alerted that you are in the process of getting a

18 Apr, 2023

Understanding Mortgage Rates Financial Education | In our new video, we help break down and bring understanding to how Mortgage Rates are determined. Purchase Refinance Learn More How are Rates Determined? Ever wonder how mortgage rates are determined? Here is a quick overview of what drives those numbers. From securitization to the 10 year treasury, this quick dive just may answer some of your questions! Let’s break it down!

30 Jan, 2023

Homeowner Tax Tips: A Guide to Filing Taxes After Buying a Home Tax Season | PURCHASE Buying a home can change the way you prepare your taxes. While some homeowners may qualify for deductions related to mortgage interest or property taxes, eligibility depends on individual circumstances and current tax laws. Understanding the tax documents you’ll receive, keeping organized records, and consulting a qualified tax professional can help make tax season easier. Purchase Refinance Learn More Homeowners may receive additional tax

4 Jan, 2023

Homebuying: Your New Year Resolution Home Buying | The beginning of the new year is an exciting time; equal parts reflection and retrospection, as well as a time for planning and goal-setting. There’s one goal that should be at the top of everyone’s list – preparing to buy a home! Purchase Refinance Learn More Make Buying a Home Your New Year Resolution It’s that time of year again; a brand new start to a brand new year, full of unlimited

18 Oct, 2022

Mortgage Calculators to Plan Your Next Move Estimate your monthly payment, explore how much home you can afford, or see if refinancing makes sense—Delmar Mortgage calculators help you make informed decisions before you apply. Get Personalized Loan Options Mortgage Payment Calculator Refinance Calculator How Much Home Can You Afford? Whether you’re buying your first home, leveling up, or refinancing, it pays to understand your numbers before you apply. Delmar Mortgage’s calculators make it easy to estimate your monthly payment, compare

18 Oct, 2022

How to Start the Mortgage Process Resource & Guides | Congratulations! If you are reading this, it means you are serious about taking the next steps in the home buying process, which is a major milestone for anyone to reach. At this point, many borrowers find themselves asking many similar questions: “How do I start the mortgage process? Do I have to have pre-approval? Is there a specific down payment I need to have?” Not to worry. While many of

18 Oct, 2022

Mortgage Guides: Find the Right Home Loan For Your Needs Loan Types | No two homebuyers are the same. Whether you’re buying your first house or you’ve been around the block, we’ll help you decide which type of loan meets your needs. Click on any of these loan types to learn more. Just as no two homebuyers are the same, no two financial situations are the same. Every single family is different, and every real estate purchase or sale comes

18 Oct, 2022

First Time Buying a Home Guide Loan Types | Buying your first home is a big accomplishment, but it can feel overwhelming too. That’s why planning ahead is so important to avoid any surprises. Let’s break down all the steps along the way so you can navigate your home buying process with confidence. View Step-by-Step Guide Purchase Refinance Learn More Narrow Down Your Home Search Finding the ideal location for your new home can take a lot of time, so

2 Jan, 2020

Home Tips Purchase Refinance Share to Social Why Organize Your Home? The holidays can be heartwarming and fun filled, but can also present a lot of unwanted stress. Starting out the new year by organizing your home can be a great way to bring some peace and calm and provide positive growth in your life as you move through this winter season. Here are some tips to organize your home and life and make doing so, a less daunting task. “Out of

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