Option 1
The Expat Loan Program
Citizenship: American
Min FICO score of 720
Down Payment of 20% of the purchase price
Max Debt-to-Income Ratio of 50%
12 months’ worth of reserve payments required. Retirement funds acceptable.
Eligible Property Types: Single Family Homes, Condos, 2-4 Unit properties
Ineligible Property Types: Raw land, 5+ Unit properties
Transaction Type: Purchase or Refinance property in Belize
The lien is against the property in Belize.
Interested to hear more? Are you a…
Option 1
The Expat Loan Program
Citizenship: American
Min FICO score of 720
Down Payment of 20% of the purchase price
Max Debt-to-Income Ratio of 50%
12 months’ worth of reserve payments required. Retirement funds acceptable.
Eligible Property Types: Single Family Homes, Condos, 2-4 Unit properties
Ineligible Property Types: Raw land, 5+ Unit properties
Transaction Type: Purchase or Refinance property in Belize
The lien is against the property in Belize.
Option 2
The Delmar Solution Loan
Citizenship: American
Credit report pulled, but no min FICO score.
The lien is against US based, non-retirement accounts, such as brokerage accounts, stocks, cash value life insurance. The lien is NOT against the property in Belize.
Eligible Property Types: All
Ineligible Property Types: None
Buy a lot and build
later with one loan.
No income
verification needed.
No appraisal or
inspection required.
Can be used for any
property type.
No down payment
needed.
No minimum credit
score requirement.
Interested to hear more? Are you a…
Option 2
The Delmar Solution Loan
Citizenship: American
Credit report pulled, but no min FICO score.
The lien is against US based, non-retirement accounts, such as brokerage accounts, stocks, cash value life insurance. The lien is NOT against the property in Belize.
Eligible Property Types: All
Ineligible Property Types: None
Buy a lot and build
later with one loan.
No income
verification needed.
No appraisal or
inspection required.
Can be used for any
property type.
No down payment
needed.
No minimum credit
score requirement.
Option 3
American Cash-out Refinance Loan
Delmar is licensed in 42 states and DC.
This would be a normal Conventional / FHA / VA loan with standard agency terms.
The loan is against the property in America, not the property in Belize.
Eligible Property Types: Single Family Homes, Condos, 2-4 Unit properties
Ineligible Property Types: Raw land, 5+ Unit properties
Interested to hear more? Are you a…
Option 3
American Cash-out Refinance Loan
Delmar is licensed in 42 states and DC.
This would be a normal Conventional / FHA / VA loan with standard agency terms.
The loan is against the property in America, not the property in Belize.
Eligible Property Types: Single Family Homes, Condos, 2-4 Unit properties
Ineligible Property Types: Raw land, 5+ Unit properties
About Mike Anderson
About
Mike Anderson
Vice President of International Lending
Vice President of
International Lending
While working in the mortgage business since 2002, I have witnessed many changes in the real estate market as well as the mortgage industry. More importantly, I’ve learned how to best navigate them for my clients and referral partners.
I always try to convey clear expectations and clear advice, for a stress-free mortgage experience. If those things are done well, achieving my ultimate goal is much easier… To become “Your Lender for Life.”
Over 350
5-star reviews!
About
Mike Anderson
Vice President of
International Lending
While working in the mortgage business since 2002, I have witnessed many changes in the real estate market as well as the mortgage industry. More importantly, I’ve learned how to best navigate them for my clients and referral partners.
I always try to convey clear expectations and clear advice, for a stress-free mortgage experience. If those things are done well, achieving my ultimate goal is much easier… To become “Your Lender for Life.”
Over 350
5-star reviews!
About Delmar Mortgage
Delmar Mortgage is a full-service mortgage lender operating both internationally and in 42 states throughout the U.S. Since 1966 our mission has been to create empowered homeownership by understanding individual needs, simplifying a complicated and ever-changing process, and partnering with key stakeholders, ultimately building better communities.
Award-Winning Employer
Delmar Financial Company | Delmar Mortgage
NMLS: #30998
1066 Executive Parkway, Suite 100, St. Louis MO, 63141
Delmar Mortgage is an Equal Housing Lender
Toll Free: (888) 866-8734
Mon – Sat: 8:45 AM – 5:15 PM CST
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
We are licensed in 42 states:
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