Through its collaboration with Delmar Mortgage, Focus Partners Wealth employees and clients are afforded the opportunity to secure interest rates below prevailing market levels. Furthermore, they will receive lender credits to effectively offset any associated fees within the Delmar Mortgage process, enhancing the overall financial benefit of this exclusive offering.
Market Insights
March 28, 2025
Mortgage-backed securities (MBS) have risen by 16 basis points (bps) compared to yesterday. This is good news for mortgage rates, which may improve slightly this morning if nothing else changes.
New inflation data showed that prices increased by 0.4% from last month and 2.8% over the past year—both slightly higher than expected (forecasts were 0.3% and 2.7%). Consumer spending also grew by 0.4% last month, but that was a bit lower than the expected 0.5%.
Uncertainty around tariffs continues to affect the markets as trade policies are being negotiated and put into place. Meanwhile, consumer confidence has dipped, with sentiment at 57.0—the lowest in over two years.
Looking ahead, next week’s job market updates—including ADP employment data, jobless claims, and the key Nonfarm Payrolls report on Friday—will provide fresh insight into the economy.
Get In Touch!
Hours: Mon – Fri 8:30 AM – 5:00 PM
Calculators
Through its collaboration with Delmar Mortgage, Focus Partners Wealth employees and clients are afforded the opportunity to secure interest rates below prevailing market levels. Furthermore, they will receive lender credits to effectively offset any associated fees within the Delmar Mortgage process, enhancing the overall financial benefit of this exclusive offering.
Market Insights
March 28, 2025
Mortgage-backed securities (MBS) have risen by 16 basis points (bps) compared to yesterday. This is good news for mortgage rates, which may improve slightly this morning if nothing else changes.
New inflation data showed that prices increased by 0.4% from last month and 2.8% over the past year—both slightly higher than expected (forecasts were 0.3% and 2.7%). Consumer spending also grew by 0.4% last month, but that was a bit lower than the expected 0.5%.
Uncertainty around tariffs continues to affect the markets as trade policies are being negotiated and put into place. Meanwhile, consumer confidence has dipped, with sentiment at 57.0—the lowest in over two years.
Looking ahead, next week’s job market updates—including ADP employment data, jobless claims, and the key Nonfarm Payrolls report on Friday—will provide fresh insight into the economy.
Get In Touch!
Hours: Mon – Fri 8:30 AM – 5:00 PM
Calculators
A team unlike any other.
Relationships are of the utmost importance to us. Our wealth advisors and mortgage specialists have teamed together to better serve your financial and homeownership needs. Begin your journey today by starting a loan application, speaking to one of our mortgage advisors or exploring our site where you will find numerous resources.
A team unlike any other.
Relationships are of the utmost importance to us. Our wealth advisors and mortgage specialists have teamed together to better serve your financial and homeownership needs. Begin your journey today by starting a loan application, speaking to one of our mortgage advisors or exploring our site where you will find numerous resources.
How Are You
Managing Your
Biggest Investment?
Your wealth is composed of various assets, each playing a crucial role in your financial stability and growth. Understanding the distribution of your assets is the first step towards effective financial management.
Explore Your Wealth Distribution
-
42% in Stocks or Mutual Funds: A significant portion of your wealth is likely invested in the market. These assets can provide substantial growth but also come with risks. Our financial advisors at Buckingham Wealth can help you manage these investments to maximize returns while mitigating risks.
-
28% in 401(k) or Structured Retirement Plans: Ensuring a secure future is essential. Our experts can guide you in optimizing your retirement plans to ensure you are on track for a comfortable retirement.
-
20% in Home Equity: Your home is not just a place to live but a significant part of your wealth. Delmar Mortgage offers tailored mortgage solutions to help you leverage your home equity for various financial goals, whether it’s for home improvements, refinancing, or purchasing another property.
-
10% in Assets at Depository Institutions: While these assets provide liquidity, they might not always offer the best returns. Our financial advisors can help you evaluate if there are better ways to utilize these funds.
Explore Your Wealth Distribution
Understanding and managing your wealth distribution effectively is crucial for long-term financial health. At Buckingham Wealth and Delmar Mortgage, we provide the expertise and tools you need to make informed decisions and achieve your financial goals.
About Delmar Mortgage
Delmar Mortgage is a full-service mortgage lender operating both internationally and in 42 states throughout the U.S. Since 1966 our mission has been to create empowered homeownership by understanding individual needs, simplifying a complicated and ever-changing process, and partnering with key stakeholders, ultimately building better communities.
8182 Maryland Ave #500
St. Louis, MO 63105
(314) 725-0455
Mon – Fri 8:30 AM – 5:00 PM
Delmar Financial Company | Delmar Mortgage
NMLS: #30998
1066 Executive Parkway, Suite 100, St. Louis MO, 63141
Delmar Mortgage is an Equal Housing Lender
Toll Free: (888) 866-8734
Mon – Sat: 8:45 AM – 5:15 PM CST
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
QUICK LINKS:
Delmar Mortgage â’¸ 2025
8182 Maryland Ave #500
St. Louis, MO 63105
(314) 725-0455
Mon – Fri 8:30 AM – 5:00 PM
Delmar Financial Company | Delmar Mortgage
NMLS: #30998
1066 Executive Parkway, Suite 100, St. Louis MO, 63141
Delmar Mortgage is an Equal Housing Lender
Toll Free: (888) 866-8734
Mon – Sat: 8:45 AM – 5:15 PM CST
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
QUICK LINKS:
Delmar Mortgage â’¸ 2024