Mike Anderson - Delmar Mortgage
St. Louis mortgage loan officer Mike Anderson for Delmar Mortgage

Mike Anderson

Senior Loan Officer
NMLS# 197260

 

Mike is licensed in Arkansas, Illinois, Iowa, Kansas, Missouri and Wisconsin.

While working in the mortgage business since 2002, I have witnessed many changes in the market as well as the industry. The days when a client with a strong credit score could just show up at closing with a cashier’s check, are all but a thing of the past. While the required documentation these days is greater than it was years ago, lenders do not require your finger prints, DNA, or your First Born; contrary to what some people may believe.

A major part of my job is to make sure everyone has a realistic idea of the mortgage process, and to assure my clients are using the correct mortgage product for their individual needs. Believe it or not, a lower rate does not always mean it’s the best deal for you. In the mortgage business there is a sliding scale between rates and fees, no matter what lender you use. The approach I take with my clients is much more of a long-term advisory role, not a “one-n-done” method. I like to pull the curtain back and show my clients “the math” of their options. Only then can someone really determine which loan is best for their situation. By showing someone “the math”, it’s much easier for them to make a financial decision based on logic and numbers, verses fear and emotion. That’s the nice thing about math, no matter where you are from or what language speak math is universal. Either the numbers make sense or they don’t.

We will discuss the tax advantages to having a mortgage as well as your credit scores and how they could be improved. I will cover “the math” with you to see if it makes sense for you to pay extra towards your mortgage balance (usually not). If a bigger down payment is the best use of your money is another discussion we will have. Once you are comfortable with YOUR numbers, you will be confident in YOUR mortgage decision. I always try to convey clear expectations and clear advice, for a stress-free mortgage experience. If those things are done well, achieving my ultimate goal is much easier… To become “Your Lender for Life.”

St. Louis, MO
Corporate HQ

1066 Executive Parkway Dr.
Suite 100
St. Louis, MO 63141

Office: (314) 434-7000
Toll-free: (888) 866-8734
Fax: (314) 434-6994
Email Us | Directions

Testimonials

Transparent Communication

03/01/2021

"This is my second time working with Mike and his team, and both experiences have been nothing less than excellent! I love how his team is so transparent with the process and where you are at in it. I will be sure to forever use Mike for all of my mortgage needs.”

My First-Time Home Buying Experience Was a Breeze

1/22/2021

"Being a first time home buyer I was nervous about the entire financing process. From day one Mike walked me through the entire process like a true professional providing me with complete information to make decisions, always available to answer my questions and completed the entire process well ahead of time. It’s been great working with Mike and I would strongly recommend him.”

Mike Made the Loan Process Seamless

09/17/2020

"Mike was easy to talk to and extremely helpful. He introduced us to a Realtor he knows and works with, which made the process even more seamless. Mike's team was communicative, clear, and even in these times when the industry is "busting at the seams" they managed to stay on track and execute everything quickly. I would highly recommend Mike, Jillian and Delmar Mortgage to anyone looking to buy a new home. Thank you all again!”

Wonderful Experience

05/05/2020

"This being our first home purchase we were a little nervous. Mike and his team were great at explaining the process and how everything worked! I'll be sure to recommend him to everyone I know!”

Top Notch Service From Beginning to End

11/04/2019

"My wife and I were first-time home buyers and did not know any of the process or what was expected of us. Mike and his team truly took their time to explain what we needed to do, worked with our schedules, and were so kind and respectful throughout the process – beginning and end. We never felt pressured or as though they were being dishonest at any time. We are so grateful for this team and their incredible work!”

Help Every Step of the Way

1/25/2019

Mike Anderson was the ultimate professional to assist me through the process of acquiring my new home. From the initial phone call through closing, Mike answered all emails promptly as well as text messages and phone calls. No question was too small for him to provide guidance and resources. Even after the sale was done, Mike checked to see how things were going. He is excellent at his job, but more importantly, he is just a good person who displays caring and empathy in his everyday actions. He also has a wealth of knowledge in all areas of finance and real estate. I highly recommend Mike Anderson.

 

Made first time home-buying a breeze.

10/09/18

"As a first time home-buyer I definitely lucked into being recommended to Michael: He was attentive and educational all throughout the process and quick to answer any questions I had along the way. I was able to confidently close on my house feeling informed, well prepared, and with the optimal home-loan for my finances.”

Fast & Easy

12/15/17

"Got the rate that we wanted. Mike Anderson was easy to work with. Everyone on his team contacted us on time and we closed with promised date. No issues what so ever. Will do business again. Thanks.”

Awesome Lender

9/21/2018

Mike was extremely helpful throughout our entire loan process. He was always available for questions and explained every step of the lending process. Mike came very well prepared to our closing and ensured we were well ahead of our deadline throughout the entire process to avoid any complications. If you are looking for a friendly and HONEST lender to work with, Mike is definitely your guy.

Michael made getting my loan easy

11/13/2017

Michael Anderson handled our loan application quickly and professionally. With all of the new government requirements for lenders and borrowers, he made the path easy and very manageable. He responded quickly to any snags and the process was seamless for us.

Wow that was Amazing

11/13/2017 

Michael and his team were very professional and a pleasure to work with. First met with Michael on October 3rd 2017 and the wife and I closed on Our new home November 7th 2017. The entire process was painless and very quick. Both our needs and concerns were a priority for Michael and his team. The Delmar Financial Company definitely has the Best mortgage employee's in the business.

Excellent

11/13/2017 

Mr Anderson is extremely knowledgeable when it comes to home loans. He was always professional, prompt with returning calls. I will recommend him to all of my friends and family.

Refinance of home mortgage

10/30/2017

Time was of the essence in my refinance, and Mike worked diligently to make this happen. He was very professional, very responsive to my questions, and made the process seamless. I would highly recommend him for your loan servicing.

Patient and informative

5/24/2017

Michael Anderson was Very helpful and professional during the process of obtaining our mortgage. We Would recommend Mike to future home buyers without hesitation.

We loved Mike!

5/24/2017

Mike explained every step to us in a way we were able to understand. He was fantastic at communication, responding quickly to us and making sure we knew what to expect. I also really appreciated that he dealt with ME a lot and looked at ME when talking to us because so many people address things to my husband or just talk to him when dealing with finances and other big issues.

Get in Touch

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Delmar Mortgage has been in business 55 years

Delmar Financial Company d/b/a Delmar Mortgage
NMLS: 30998

1066 Executive Parkway, Suite 100, St. Louis, MO 63141
Delmar Mortgage is an Equal Housing Lender
Toll Free: (888) 866-8734

We are licensed in 36 states:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington and Wisconsin

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