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Delmar Mortgage

Find out the best time to lower your mortgage payment

We track rates daily and alert you only when refinancing could actually save you money.

Matt Stein Headshot 2025

Matt Stein

Certified Mortgage Planner
NMLS #2003380
m: (816) 679-5257 | f: (816) 945-8319
6900 College Blvd. Suite 750
Overland Park, KS 66211
Delmar Mortgage NMLS# 30998

Matt Stein’s No-Cost Rate Watch Program tracks mortgage rates and compares them to your current loan.

When the numbers make sense, Matt will personally reach out to show you your potential savings — no spam, no obligation, and no cost to enroll.

Most homeowners miss the right time to refinance because:

We watch rates. You save when it matters

A free, personalized monitoring service that helps you know when refinancing could save you money.

No Cost.

No catch. Just accurate updates and honest guidance.

Personalized tracking.

You’ll get notified only if rates drop enough to make a real difference.

Expert insight.

Backed by years of mortgage experience, Matt provides clear, numbers-based recommendations — not sales pitches.

How Does It Work?

  1. Enter a few details
  2. We monitor rates
  3. Get alerted when you could save
  4. Decide if it’s worth it
  • No impact to credit
  • No obligation to refinance
  • We only reach out when there’s a real opportunity
  • Your info is secure and never sold.

“It’s peace of mind, backed by math. When the numbers make sense, I’ll let you know.”

— Matt Stein, Certified Mortgage Planner

Why Does Mortgage Rate Watching Matter?

Mortgage rates change constantly. Knowing when its truly time to refinance can be confusing and time-consuming.

The Rate Watch Program helps you:

  1. Avoid missing out on potential savings.
  2. Get transparent, math-based advice — not hype.
  3. Feel confident that someone’s watching the market for your best interest.

What is it like working with Matt? Ask his 300+ reviews!

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Matt took a great deal of time thoroughly explaining things I asked about, ESPECIALLY as a new home buyer. He truly cares about the success and protection of his clients.

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