Delmar Mortgage

FACTS

What does Delmar Mortgage do with your personal information?

FACTS

What does Delmar Financial Company do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Assets
  • Income and Credit History
  • Credit Scores and Employment Information

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Assets
  • Income and Credit History
  • Credit Scores and Employment Information

How?

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Delmar Mortgage chooses to share; and whether you can limit this sharing.

How?

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Delmar Financial Company chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

Does Delmar Mortgage Share?

Can You Limit This Sharing?

Reasons We Can Share Your Personal Information

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Delmar Financial Company Share?

YES

Can You Limit This Sharing?

NO

For our marketing purposes — to offer our products and services to you

YES

NO

For our marketing purposes — to offer our products and services to you

Does Delmar Financial Company Share?

YES

Can You Limit This Sharing?

NO

For joint marketing with other financial companies

YES

NO

For joint marketing with other financial companies

Does Delmar Financial Company Share?

YES

Can You Limit This Sharing?

NO

For our affiliates’ everyday business purposes —
information about your transactions and experiences

YES

YES

For our affiliates’ everyday business purposes —
information about your transactions and experiences

Does Delmar Financial Company Share?

YES

Can You Limit This Sharing?

YES

For our affiliates’ everyday business purposes —
information about your creditworthiness

YES

YES

For our affiliates’ everyday business purposes —
information about your creditworthiness

Does Delmar Financial Company Share?

YES

Can You Limit This Sharing?

YES

For nonaffiliates to market to you

YES

YES

For nonaffiliates to market to you

Does Delmar Financial Company Share?

YES

Can You Limit This Sharing?

YES

To Limit Our Sharing

  • Call 314-434-7000 — our menu will prompt you through your choice(s) or
  • Visit us online: www.delmarmortgage.com

Please note: If you are a new customer, we can begin sharing your information 31 days from the date we sent this notice. When you are no longer our customer we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

To Limit Our Sharing

  • Call 314-434-7000 — our menu will prompt you through your choice(s) or
  • Visit us online: www.delmarmortgage.com

Please note: If you are a new customer, we can begin sharing your information 31 days from the date we sent this notice. When you are no longer our customer we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

  • Call 314-434-7000
  • Or go to www.delmarmortgage.com or email optout@delmarmortgage.com

Questions?

  • Call 314-434-7000
  • Or go to www.delmarmortgage.com or email optout@delmarmortgage.com

Who We Are

Who is providing this notice?

Delmar Mortgage

Who We Are

Who is providing this notice?

Delmar Financial Company

What We Do

How does Delmar Mortgage
protect my personal information?

To protect your personal information from unauthorized access and use, we
use security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings.

How does Delmar Financial Company
protect my personal information?

To protect your personal information from unauthorized access and use, we
use security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings.

How does Delmar Mortgage
collect my personal information?

We collect your personal information, for example, when you:
  • Apply for a loan
  • Give us your contact information
  • Give us your employment history
  • Give us your income information
  • Provide your mortgage information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

How does Delmar Financial Company
collect my personal information?

We collect your personal information, for example, when you:
  • Apply for a loan
  • Give us your contact information
  • Give us your employment history
  • Give us your income information
  • Provide your mortgage information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Why can’t I limit all sharing?

Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing
for an account I hold jointly with
someone else?

Your choices will apply to everyone on your account – unless you tell us otherwise.

What happens when I limit sharing
for an account I hold jointly with
someone else?

Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Delmar Insurance and Management

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Delmar Insurance and Management

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Including but not limited to financial service providers, mortgage companies, and insurance companies or agencies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Including but not limited to financial service providers, mortgage companies, and insurance companies or agencies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Including but not limited to 3rd party companies for direct marketing.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Including but not limited to 3rd party companies for direct marketing.

Other Important Information

Protecting your privacy is very important to Delmar Mortgage and we want you to understand what information we collect and how we use it. We believe that keeping your trust is very important, so if you have inactive or paid in full accounts with us, we will continue to adhere to the policies and practices described in this notice. We reserve the right to amend and/or modify the procedures contained in the notice at any time. If we do so, we will communicate any material changes to you as required by law. We do not share phone numbers with anyone without explicit consent.

Microsoft Bookings Page: Terms and Conditions

Users

  • Users agree to accept the terms and conditions of using the Microsoft Bookings App
  • We reserve the right to modify the Microsoft Bookings App as necessary
  • Users agree to provide accurate information upon registering for Microsoft Bookings App
  • Users must be 18 years or older to register
  • Users agree NOT to use Microsoft Bookings App for any unlawful or unethical purposes
  • Users agree that their use of the Microsoft Bookings App does not allow them to claim any intellectual property rights in it, including but not limited to copyrights
  • Users agree that there are no warranties provided through the use of the application
  • Users agree to indemnify and hold harmless the developer of the app in the event of user’s misuse of the Microsoft Bookings App
  • Users agree that no legal remedy is available to users arising out of their use of the Microsoft Bookings App
  • Users may contact Delmar Mortgage with any questions or concerns regarding these terms

Users

  • Users agree to accept the terms and conditions of using the Microsoft Bookings App
  • We reserve the right to modify the Microsoft Bookings App as necessary
  • Users agree to provide accurate information upon registering for Microsoft Bookings App
  • Users must be 18 years or older to register
  • Users agree NOT to use Microsoft Bookings App for any unlawful or unethical purposes
  • Users agree that their use of the Microsoft Bookings App does not allow them to claim any intellectual property rights in it, including but not limited to copyrights
  • Users agree that there are no warranties provided through the use of the application
  • Users agree to indemnify and hold harmless the developer of the app in the event of user’s misuse of the Microsoft Bookings App
  • Users agree that no legal remedy is available to users arising out of their use of the Microsoft Bookings App
  • Users may contact Delmar Mortgage with any questions or concerns regarding these terms
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