Seller Concessions Explained: How Sellers Could Help Reduce Closing Costs in 2026 Purchase Refinance Share to Social Many homebuyers enter the market focused on one question: “What interest rate can I get?” While financing is an important part of every home purchase, there’s another factor that can significantly impact affordability—one that often receives far less attention. In many transactions, sellers may help reduce certain upfront costs associated with buying a home through concessions, credits, or negotiated closing cost assistance. As