Things You Should Do When Buying a Home - Delmar Mortgage

Things You Should Do When Buying a Home

Things You Should Do When Purchasing a Home


Buying a gallon of milk is a simple, one-way transaction. You give the clerk the money, and the clerk gives you the milk. You don’t need to prove to the clerk that you will be a responsible milk owner; the clerk won’t ask you to show your dairy score before giving you the carton. You don’t even need a receipt.

Shopping for a home is not quite as simple. It’s a two-way street. Not only do you want to find a home that is right for you, but you also want to demonstrate that you are the right owner for this home in order to get the best mortgage possible. 

Let’s say you’ve been pre-approved for a mortgage – congratulations! Now, during the process of house-hunting, it’s important to stay in good standing and demonstrate your continued financial health. Maintaining your credit score and the financial stability you had during the approval process is critical to quickly and smoothly finalizing your home loan. 

How do you demonstrate continued financial health? Follow the five simple steps below to receive the best possible mortgage for your new home.

Getting pre-approved for a mortgage is quick and easy. Apply online now.

Interested in more tips about buying a house? Follow us on Facebook to make your journey easy and successful.


Staying Financially Healthy During the Home Loan Process
Do these things when buying a home

Gather your two most recent pay stubs, bank statements, W-2s and/or 1099s and tax returns.

Gather your most recent financial data
Keep up on all your credit payments: vehicle, credit cards, utilities, student loans.
Gather your most recent financial data
Stay at your current job since reliable income is a big part of your qualification.
Gather your most recent financial data

Track the source and purpose of any large deposit.

Gather your most recent financial data

Talk to your loan officer before making ANY large purchase (car, furniture, etc.). Doing so could impact your loan!

Keep your home loan application on track
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